Divorce and the Child With Special Needs: Be Aware of Child Support Payments

Depending on which statistics you believe, between 40 and 50 percent of first marriages will end in divorce or permanent separation, and second marriages fare even worse. While there is no such thing as a "typical" divorce, a divorcing couple that has a child with special needs faces an even more complicated series of

How Life Insurance Can Be Used to Fund a Special Needs Trust

By Caleb Harty Once the all-important question of “How much money should I plan to leave my child?” has been answered, the next step in special needs financial planning is to determine what assets will be used and when they will be passed on. Typically, special needs trusts (SNTs) are not funded until the parents'

Can a Special Needs Trust Have More Than One Trustee at a Time?

Yes, but be aware that a co-trustee can be held responsible for another co-trustee’s breach of a fiduciary duty. Thus, it is important that all co-trustees pay close attention to everything that is done in the administration of the trust. If there is any question or problem, it should be communicated to the other co-trustee

Five Tips for Getting the Most Out of Your Child’s IEP Meeting

Parents who have a child with special needs in school will meet annually with the school district to develop an IEP (Individualized Education Program), a document that outlines the educational program and special services their child will receive.  (Although the IEP team must meet annually, meetings can be scheduled any time at the request of

Most Adults With Special Needs Require Estate Planning Documents

Mental disabilities take many forms, and not all of them affect a person with special needs' ability to make decisions. In fact, although many, if not most, people with either mental illness or some form of cognitive disability may require significant care, they can still carry out most day-to-day activities. In most cases, people with